FAQs, Privacy
& Legal

Everything you need to know — from how deals work to how we handle your data.

Fees and Process
What is a sourcing fee and how much is it?+
A sourcing fee is what you pay us for finding, analysing, and packaging the deal. It is typically between £2,000 and £5,000 depending on the deal size, strategy, and complexity. The fee is agreed with you upfront — before you commit to anything — and is only paid when contracts legally exchange. You never pay us before a deal exchanges.
Why do I need to sign an NDA?+
The NDA protects the seller — they have shared their personal situation with us in confidence. It also protects the deal from being passed around. You only sign it once and it covers all deals we send you. It is a standard, simple document — not a commitment to buy anything.
What is included in the deal pack?+
Every deal pack includes: full property address, asking price and our recommended offer, sold comparables within 0.25 miles (Land Registry, HPI-adjusted), estimated market value, refurb scope and cost estimate, BTL yield and cashflow model, BRRR refinance analysis where applicable, flip profit projection, strategy recommendation, motivated seller signals, and a stress test at +1% rate and -10% rent.
How quickly do deals go?+
Motivated sellers do not wait forever. Most deals have a window of a few days to a week. That is why every deal pack is designed so you can make a decision quickly. We recommend having your solicitor and finance in place before deals start arriving.
Can I get deals exclusive to my region?+
We do not offer formal exclusivity on the general buyers list — deals go to matched investors in that region simultaneously. If you want a more exclusive arrangement, speak to us directly about a preferred buyer agreement.
Strategies Explained
What is back to back and is it legal?+
Back to back (simultaneous exchange and completion) is where you exchange contracts to buy and sell the property on the same day via a deed of assignment. You never own the property overnight. It is completely legal when handled correctly through solicitors experienced in this structure. We can recommend solicitors who handle these regularly.
What is an Assisted Sale JV?+
An assisted sale is where a seller wants more than a cash discount but is open to getting close to market value if someone handles the sale. We agree a base price with the seller and lock it in legally. You find a retail buyer — a first-time buyer or local landlord who needs only a small discount. The difference between what your buyer pays and our agreed base price is your profit, typically £5,000 to £15,000. The solicitor handles the money and pays you on exchange.
How does BRRR work?+
Buy, Refurbish, Refinance, Rent. You buy below market value, refurbish to add value, then refinance at the new higher value — pulling out most or all of your original capital. The property stays in your portfolio generating rental income with little or none of your own money left in it. We model this in every BRRR deal pack.
What is a Lease Option?+
A lease option gives you the right — but not the obligation — to buy a property at a price agreed today, at a future date. In the meantime you take control of the property, cover the seller's mortgage, and generate income from it. Low money in, high control.
Due Diligence and Legal
Do I need my own solicitor?+
Yes — always. You should always have your own independent solicitor representing your interests. We can recommend solicitors experienced in BMV, back to back, and creative deal structures. Never use the same solicitor as the seller.
What are the 10 quality checks you run on every deal?+
Every deal must pass all 10 before we send it: (1) minimum 20% discount to market value, (2) minimum 3 sold comparables within 0.25 miles, (3) BTL gross yield above 7%, (4) positive cashflow, (5) stress tested at +1% rate and -10% rent, (6) no fatal red flags — subsidence, Japanese knotweed, structural issues, (7) price within our target range, (8) not an active auction listing, (9) not a new build, (10) not a sub-unit such as a bedsit or studio. Our analysis is a starting point — you must always do your own due diligence before exchanging.
Are you regulated?+
Fortuna Streams Ltd is registered with the ICO (ZC137394) and is a member of The Property Redress Scheme (PRS058448). We are not regulated financial advisers. Nothing we send constitutes financial advice. Always take independent legal and financial advice before committing to any purchase.
Privacy Policy

Who we are: Fortuna Streams Ltd, operating BMV Investors Hub at investors.propertyoptionshub.co.uk. ICO registration ZC137394. Contact: fortuna.streams@gmail.com.

What data we collect: When you join our buyers list we collect your name, email address, phone number, investment criteria (budget, regions, strategies), and any notes you provide. We also collect standard server logs including IP address and browser type.

How we use your data: We use your details to send you property deal packs that match your criteria, to contact you about your account, and to send you our one-time NDA. We do not use your data for any other purpose without your consent.

Who we share it with: We do not sell, rent, or share your personal data with third parties for marketing purposes. Deal details may be shared with sellers where necessary to progress a transaction you have expressed interest in.

How long we keep it: We retain your data for as long as you remain on our buyers list. You can request removal at any time by emailing fortuna.streams@gmail.com.

Your rights: You have the right to access, correct, or delete your personal data at any time. Contact us at fortuna.streams@gmail.com to exercise these rights.

Cookies: See our Cookies tab for full details.

Disclaimer

Fortuna Streams Ltd (registered in England and Wales) operates as a property sourcing and deal packaging business. We are registered with the Information Commissioner's Office (ICO registration ZC137394) and are a member of The Property Redress Scheme (PRS058448).

Nothing on this website or in any deal pack, report, or communication from Fortuna Streams Ltd constitutes financial advice, investment advice, or a recommendation to buy or sell any property. All information is provided for informational purposes only.

Property investment involves risk. Values can go down as well as up. Rental income is not guaranteed. Past performance is not a reliable indicator of future results. Yields and projections shown in deal packs are estimates based on available data at the time of preparation and may not reflect actual outcomes.

You are solely responsible for conducting your own due diligence before entering into any property transaction. We strongly recommend you obtain independent legal advice from a qualified solicitor and independent financial advice from a regulated financial adviser before committing to any purchase.

Fortuna Streams Ltd accepts no liability for any loss or damage arising from reliance on information provided through this website or any deal pack.

Sourcing fees are charged for the service of finding, packaging, and presenting investment opportunities. These fees are agreed upfront and are only payable on legal exchange of contracts. Fees do not guarantee the success of any transaction.

Cookie Policy

This website uses essential cookies only — small text files stored on your device that are necessary for the website to function correctly.

What cookies we use: We use a single session cookie to remember your form progress. We do not use advertising cookies, tracking cookies, or third-party analytics cookies.

Third-party cookies: Google Fonts is loaded from Google's servers and may set cookies in accordance with Google's privacy policy. No other third-party services are used on this page.

Managing cookies: You can disable cookies in your browser settings at any time. Note that disabling cookies may affect the functionality of the sign-up form.

For questions about our use of cookies, contact us at fortuna.streams@gmail.com.